Financial Resources

Budgeting/Money Management Resources

Special Circumstances

The Financial Aid Office can review a student’s special circumstances to determine, on a case-by-case basis, if a change in the Student Aid Index (SAI) is needed.

Below are examples of special circumstances that may be considered:
  • Loss or significant reduction of employment, wages, or unemployment compensation
  • Loss of benefits (e.g. Social Security benefits or child support)
  • Widowed, separated, or divorced since filing the FAFSA
  • Unusually high unreimbursed medical expenses paid

If you have circumstances for our office to consider, submit the completed Special Circumstance form with all required documentation. We will notify you via email if any additional documentation is needed to review your request.

A review of your circumstances does not guarantee that you will be offered additional financial aid funds. If you are in one of the situations below, completing the Special Circumstance process will not result in an increase in your financial aid eligibility:

  • If you already have an Expected Family Contribution (EFC) or Student Aid Index (SAI) of “0” or less, indicating you are already receiving the maximum amount of financial aid you qualify for that was available at the time of you being awarded.
  • If you are in a graduate program and have received the maximum loan amount you are eligible to receive based on federal annual loan limits.
  • If the information you provide doesn’t change the overall FAFSA calculation to allow for additional financial aid awards.

Special Circumstances Form 24-25

Please be advised: The Department of Education has not yet enabled the ability for schools to submit updates or corrections to the 2024-2025 FAFSA. This means that although we may review a 2024-2025 Special Circumstance request, we cannot yet submit an approved update to the 2024-2025 FAFSA.

Graduating Students

The Financial Aid Office wants to congratulate you first on completing your degree.  A Federal Loan exit interview is required by federal mandate when leaving the school or enrolling less than half-time. You can complete the online exit interview at: StudentAid.gov, simply sign In and complete Exit Counseling for HSC (009768).

Student Loan Data

Your loan history can be viewed on-line on the StudentAid.gov site. In addition, you can access your loan holder by calling 1-800-4-FED-AID.

Federal Student Aid (FSA) Ombudsman’s office

The Ombudsman’s office is a resource for you to use when other approaches to resolving your student loan problems have failed. You should first attempt to resolve complaints by contacting the school, company, agency, or office directly involved. If you have made a reasonable effort to resolve the problem through normal processes and have not been successful, you can contact the FSA Ombudsman.

  • Phone number: 1-877-557-2575
  • Mailing Address:
    US Department of Education
    FSA Ombudsman Group
    P.O. Box 1843
    Monticello KY 42633
  • Website

Loan Repayment Resources

Average Debt Amounts Incurred by Graduates

These numbers reflect the average total amount of federal, state, and private/alternative loan debt our students acquire while finishing their programs of study at HSC. It is not intended to be a guideline for what you will need to borrow to finance your education at our institution. The decision of how much one borrows should be made on an individual level with the assistance of your financial aid counselor.

  • DO 2023 – $119,624
  • DO 2022 – $99,300
  • DO 2021 – $118,537
  • DO 2020 – $101,209
  • DO 2019 – $113,426
  • PA – $52,636
  • SBS – $17,611
  • SPH – $19,982
  • DPT – $44,203
  • SCP – $121,155

U.S. Department of Education Cohort Default Information

These numbers indicate the percentage of our students that have defaulted on their federal student loans in recent years.

  • 2020 3yr default 0.0%
  • 2019 3yr default 0.0%
  • 2018 3yr default 0.7%
  • 2017 3 yr default 0.9%
  • 2016 3 yr default 1.3%
  • 2015 3 yr default 0.6%
  • 2014 3 yr default 0.4%
  • 2013 3 yr default 1.5%
  • 2012 3 yr default 1.1%